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Crawford Has Cleared Waivers - RealGM Wiretap Once a player has cleared waivers Jari Kurri Jersey , he can be traded to any team not mentioned in a potential no-trade clause. It was reported on Friday that both Nick Punto and Carl Crawford of the Red Sox have cleared waivers. Crawford has more than $100 million remaining on his contract after this season. He can block a deal to two teams. Manfred To Decide On Roses Fate By End Of 2015 - RealGM Wiretap
Rob Manfred remains on track to decide Pete Rose's application for reinstatement by the end of next month.
Rose agreed in 1989 to a lifetime ban from baseball after a Major League Baseball investigation concluded that he bet on games involving the Cincinnati Reds while managing and playing.
He applied for reinstatement in September 1997 and met with commissioner Bud Selig in November 2002, but Selig never ruled on Rose's application.
Manfred succeeded Selig in January, and Rose again applied to end the ban. Manfred met with Rose on Sept. 24.
"The end of the year is my deadline," Manfred said. "I'm not telling you that this is coming Dec. 30 or whatever. It will be done before the end of the year, let me be clear about that."
Cubs Have Backup Plan If They Cant Land A List GM - RealGM Wiretap Cubs chairman Tom Ricketts has finalized a short list of respected assistants he'll turn to if he can't land an A-list general manager. According to multiple sources, Ricketts has pared that list down to three names -- Red Sox assistant Ben Cherington, Braves director of pro scouting John Coppolella and White Sox assistant Rick Hahn. 锘? Q: I own a small decorating business and I?ll be the first to admit that I don?t know anything about taxes or retirement plans. I?d like to set up a 401(k) or an IRA or some other kind of retirement plan for me and my three employees. What are the various retirement plan options available for a small business owner and in your opinion, which would work best for me? -- Wanda S. A: Wanda, I appreciate your confidence in my humble opinion, but asking me for financial advice is like asking Donald Trump for a recommendation on hair care products. I can tell you what works best for me and my business Grant Fuhr Jersey , but you?ll need to do your homework and seek professional advice to figure out what would work best for you. As a side note, I hear that Donald Trump is coming out with his own line of hair care product soon to be called ?Big Head.? The formula is 1% mousse, 1% liquid nails, and 98% hot air. It should be a big seller among the high brow, comb-over crowd. Here?s my best advice on retirement plans: find yourself a financial advisor (or financial planner) who is has experience working with small businesses and have him or her explain the options available and make a recommendation as to the type of plan best suited for you and your business. When I say ?financial advisor? I?m not talking about your know-it-all brother-in-law or your accountant. I?m talking about a broker or financial planner (or other licensed professional) who has a proven track record of making his clients money and is an expert on IRAs, 401(k)s, mutual funds, etc. The best way to find a good financial advisor is to ask for referrals from your most successful friends and associates. Find the richest, stingiest man in town and ask who his advisor is. Meet with several advisors, explain your situation Esa Tikkanen Jersey , and ask for their recommendations. You should also make sure the advisor is a good fit for your personality and your business. If all goes well you will be doing business with this person for many years to come, so make sure the relationship feels comfortable to you and that you are confident in the advisor?s ability to manage your money. Let me give you a quick overview of a few of the retirement plans available to small businesses so you at least have an idea of what?s out there before you start your search for a good financial advisor. As a small business you basically have three types of retirement plans that you can take advantage of: the Self-Employed 401(k); the Simplified Employee Pension Plan or SEP IRA, and the Savings Incentive Match Plan for Employees or SIMPLE IRA. Each allows you to make pre-tax contributions to the plan, which lets you save for retirement and lessen your taxable income by the amount of the contribution. Your investments also grow tax-deferred until withdrawal. A Self-Employed 401(k) is an option for self-employed individuals or business owners with no employees other than a spouse. The business can be a sole proprietorship, a partnership, or a corporation, including S corps. You can make salary deferrals to this type of plan of up to $14,000 for 2005. Next is the Simplified Employee Pension Plan or SEP IRA. A SEP is an option if you earn a self-employed income from a full or part time business, even if you are covered by a retirement plan at your fulltime job. A SEP allows you to contribute up to 25% of earned income, up to $41 Connor McDavid Jersey ,000 for 2004 and $42,000 for 2005. My preferred type of retirement plan is the Savings Incentive Match Plan for Employees or SIMPLE IRA. The SIMPLE IRA was created to make it easier for small businesses with 100 or fewer employees to offer a tax-advantaged, company sponsored retirement plan. With a SIMPLE IRA you and your eligible employees may contribute up to 3% of earned income (with a maximum contribution of $10,000) on a pre-tax basis to individual SIMPLE IRAs. You must deduct Social Security and Medicaid from your gross income, but you can then make your SIMPLE IRA contribution before other taxes are levied, effectively lowering your taxable income. As the employer you must make ?matching? or ?non-elective? contributions into your employees? SIMPLE IRA accounts. Matching contributions means that the business matches the elective deferral contributions made by employees. For example, if the employee opts to contribute 3% of his salary to the plan,.